AXA Philippines has introduced its latest offering, the AXA Health Max Elite, a critical illness insurance plan designed to provide comprehensive coverage for policyholders facing serious health conditions. The plan offers a maximum coverage amount of PHP 10 million (approximately $172,300).
This new insurance plan covers more than 150 medical conditions, with a focus on providing protection for both physical and mental health disorders. Notably, it features a multi-claim benefit, allowing policyholders to make claims up to four times the insured sum, depending on the severity of the illness. A total of nine claims are allowed throughout the life of the policy.
For major medical conditions, policyholders are eligible to receive 100% of the sum insured, while minor conditions are covered at 20%. In cases requiring life-saving surgeries or extended ICU stays, an additional 10% of the sum insured is provided.
The AXA Health Max Elite plan also includes “pre-early stage protection,” offering a 10% payout for early-stage diagnoses, such as benign tumors and suspected malignancies, helping to ease the financial burden during critical times.
This comprehensive approach ensures policyholders have access to financial support at various stages of illness, providing peace of mind during challenging health crises.
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