BEL AIR, Md., Jan. 16, 2024 — Harford Mutual Insurance Group achieves significant growth with the successful integration of Clearpath Specialty, formerly known as ClearPath Mutual Insurance Company, into its operations, solidifying its national footprint.
The merger, effective since August 4, 2023, stands as a landmark moment in Harford Mutual’s 181-year history. ClearPath Mutual, a well-established monoline workers’ compensation carrier headquartered in Louisville, Kentucky, seamlessly merged into Harford Mutual, adopting the name Clearpath Insurance Company and operating as “Clearpath Specialty.” Under the Group’s umbrella, all policyholders continue to enjoy the benefits of mutuality during renewals or the initiation of new business with Clearpath Specialty.
This strategic move has expanded Harford Mutual’s national reach, establishing three strategically positioned offices across the country: the Home Office and headquarters in Bel Air, Md.; the Southern Office in Fort Mill, S.C.; and the Midwest Office in Louisville, Ky. Clearpath now extends its workers’ compensation business into Kentucky and Indiana.
With a substantial increase in full-time employees to over 250, Harford Mutual has added approximately 55 individuals, primarily stationed at the Midwest Office, focused on supporting monoline workers’ compensation. All employees from Clearpath Specialty seamlessly transitioned into Harford Mutual’s workforce at the beginning of 2024.
In the last five months, Clearpath has initiated integration into Harford Mutual’s programs and processes, with completion anticipated over the next 18 months into 2025. Harford Mutual is poised to gradually expand monoline workers’ compensation into the existing states and agencies where it currently conducts business throughout 2024.
In November 2023, recognizing the need to accommodate the expanding team, Harford Mutual relocated its Southern Office to a more spacious facility in Fort Mill. This move underscores the company’s commitment to providing an optimal working environment for team members and fostering collaboration with valued agency partners in the Southern region.
Looking ahead to 2024, Harford Mutual is eager to strengthen existing partnerships, deliver exceptional service, and solidify its position as the regional carrier of choice.
