In San Diego, the aftermath of the recent storm continues to unfold along Beta Street, with residents like Oscar Pacheco grappling with extensive damage to their homes.
Pacheco, a longtime resident of the Southcrest neighborhood, has been tirelessly working since early morning to mitigate the water damage that has plagued his home since Monday. Describing the scene, he remarked, “We’ve been up since 6 in the morning trynna get this house dried up cause it’s soaked. It’s been soaked since Monday.”
The effects of the storm were profound, with furniture strewn about and flooding rendering Pacheco’s residence nearly uninhabitable. Five days on, the situation remains dire, with the interior stripped down to the studs as a crew diligently works to salvage what they can.
Outside, a mound of full trash bags lines the sidewalk, a testament to the rapid accumulation of debris. Pacheco revealed that the cleanup efforts have been challenging, exacerbated by initial confusion on how to proceed. “We didn’t know what to do. We were just told to leave it as is so the adjuster can come and take pictures,” he explained.
Seeking clarity, Pacheco turned to independent insurance agent Michael Kiefer for guidance. Kiefer underscored the limitations of homeowner’s insurance in the face of flood damage, emphasizing the importance of contacting insurance agents promptly in such circumstances. “There are instances where you can move items to prevent further damage to those items and I would suggest to do that, but outside of that, call your agent and ask them what to do,” Kiefer advised.
Despite having adjusters assess his property, Pacheco remains uncertain about the adequacy of the coverage. While he anticipates potential compensation of up to $30,000 for material damages, he harbors doubts about its sufficiency. “With inflation, I don’t think it will cover even half of what we had,” he lamented.
